Looking ahead to 2026, fintech is set to transform how financial services are delivered and accessed, driven by rapid technological innovation and evolving market dynamics. Key areas such as machine learning, payments, crypto and blockchain, open finance, embedded finance, and investment platforms are reshaping interactions between businesses and consumers. Across Africa and the broader region, these trends are creating new opportunities for growth, collaboration, and regional engagement, challenging firms to remain agile while navigating a complex regulatory and competitive environment.